Delaware State Housing Authority Delaware State Housing Authority
  • Buying A Home
    • Buying Your New Home
    • How We Can Help
    • What Can I Afford?
    • Helpful Resources
    • Frequently Asked Questions
    • Glossary of Terms
  • Loan Products
  • Lenders
  • Housing Counselors
  • Realtors
  • Events
  • Who We Are
  • Contact

Loan Products

DSHA’s Homeownership Loan Program provides affordable financing to low and moderate income Delawareans.

Our current rates are:

Program Options
GNMAFHLMCHOMES FOR GRADS
GNMA
HOMES FOR GRADS
FHLMC
Base Loan Rate
No DPA
6.250%6.750%
Preferred Plus 2%N/AN/ANot availableNot available
Preferred Plus 3%6.500%6.875%Not availableNot available
Preferred Plus 4%7.250%8.000%Not availableNot available
Preferred Plus 5%N/AN/ANot availableNot available
FHA 203k Unassisted6.750%Not availableNot availableNot available
FHA 203k 5%Not availableNot availableNot availableNot available

* Rates subject to change.

 

All first mortgage products are available with downpayment and closing cost assistance if needed by using our Preferred Plus program. Available loan products include:

  1. FHA, VA and USDA 30 year fixed-rate loans.
  2. Conventional 30-year fixed-rate loans.

Contact a participating lender to begin the application process.

Lenders

Delaware State Housing Authority

18 The Green
Dover, DE 19901
(302) 739-4263
Toll Free: 888-363-8808

© 2023 DSHA
  • Privacy Policy
Website by Metropolis