Kiss Your Landlord Goodbye!

Learn how to buy a home you can afford in Delaware with help from the Delaware State Housing Authority.

How Can I Get Started?

Learn the first steps to take in the home-buying process. With affordable mortgage loans and down payment assistance, DSHA can help first-time homebuyers or those looking to upgrade or downsize from their current home.

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What if I Need Down Payment Help?

If saving enough for a down payment and closing costs have kept you from buying a home of your own, DSHA’s First State Home Loan, Home Sweet Home Loan, or Delaware Diamonds Loan may be able to help. Learn more today!

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What Are the Next Steps?

If you've reviewed this site and think you may qualify for our programs, you're ready for the next step! Contact a participating lender to ask about DSHA's affordable first-mortgage loans, tax credits and down payment assistance.

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Because of DSHA’s programs, we were able to make our dream a reality.
Nicole Fayson DSHA Loan Participant
I never thought I would be able to purchase my first home at 21 years old. My lender, Lori Martin, was able to show me how DSHA could give me a below market rate, no PMI and an annual tax credit! Purchasing my first home was a breeze!
Mitchell Bolton DSHA Homeownership Loan Program Participant
I worked with a buyer who was a single mom and looked at dozens of homes before she found the right one for her family. The assistance from DSHA was a necessity for her to be able to get into the home without wiping out the money she worked so hard to save.
Theresa Miglino Loan Officer
Our buyer would not have been able to get into her home without the financial coaching and assistance programs provided by DSHA. She is beyond thrilled to own her first home!
The Miglino & Dunckley Team at Supreme Lending DSHA Approved Lender
I know there are a lot of people out there who feel as though they don’t have enough to be a homeowner. I know because I was one of those people. But I’m here to tell people that it’s possible through DSHA’s Preferred Plus.
Joseph St. Onge DSHA Loan Participant
If I didn’t have the DSHA loan, I would not have been able to afford the down payment and closing costs.
Ryan Cooper DSHA Loan Participant
It made us happy that there was a program out there that could help us. It’s a wonderful program. The process was simple and everything was orchestrated well.
Joseph St. Onge DSHA Loan Participant