A DSHA mortgage is a 30-year, fixed-rate loan with interest rates at or below the standard market rate for qualified buyers. That means you get a better deal! Our loans work through standard mortgage programs, including conventional, VA, FHA and USDA mortgages. And it doesn’t matter if you’re buying for the first time or have owned a house before.
- Maximum household income must be at or below $97,900.
- Minimum credit score of 620. (Applicants with credit scores of 659 or below must participate in housing counseling.)
- Maximum loan amount is $417,000. There is no purchase price limit.
To get started, find a participating lender here: